12/8/2021

Part 1 reviewed steps 1 – 5 and Part 2 continues with steps 6-12.

1. Save some money instead of spending it all.


2. Start saving sooner instead of later.


3. Invest your savings in stocks instead of bonds and cash.


4. Invest in many stocks instead of only a few.


5. Keep your expenses low.


6. Choose index funds instead of actively managed funds.


7. Include small-company stocks in your portfolio.


8. Include values tocks in your portfolio.


9. Don’t try to “time” the market or outwit it.


10. Invest using dollar-cost averaging instead of waiting for the right time to invest.


11. Keep your taxes low.


12. Do all this in one simple step: Invest in a target date retirement fund.

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